NASDAQ Framework: Wintrust Financial Corporation
1: Corporate Profile Wintrust Financial Corporation, a financial holding company with a common stock traded on the Nasdaq Global Select Market (Nasdaq: WTFC), has more than 150 Wintrust Community Bank locations in and around Chicago and northern Illinois, southern Wisconsin and northwest Indiana through its 15 community bank subsidiaries: Lake Forest Bank & Trust Company, N.A., Hinsdale Bank & Trust Company, N.A., Wintrust Bank, N.A., Libertyville Bank & Trust Company, N.A., Barrington Bank & Trust Company, N.A., Crystal Lake Bank & Trust Company, N.A., Northbrook Bank & Trust Company, N.A., Schaumburg Bank & Trust Company, N.A., Village Bank & Trust, N.A., Beverly Bank & Trust Company, N.A., Wheaton Bank & Trust Company, N.A., State Bank of The Lakes, N.A., Old Plank Trail Community Bank, N.A., St. Charles Bank & Trust Company, N.A., and Town Bank, N.A. The Company also operates various non-bank subsidiaries. First Insurance Funding Corporation, one of the largest insurance premium finance companies operating in the United States, serves commercial and life insurance loan customers throughout the country. Tricom provides high-yielding, short-term accounts receivable financing and value-added outsourced administrative services—such as data processing of payrolls, billing and cash management services—to temporary staffing service clients located throughout the United States. Wintrust Mortgage, a division of Barrington Bank & Trust Company, N.A., engages primarily in the origination and purchase of residential mortgages for sale into the secondary market through origination offices located throughout the United States. Loans are also originated nationwide through relationships with wholesale and correspondent offices. Wintrust Technology provides information technology support, item capture and statement preparation services to the Wintrust subsidiaries. Through Wintrust Wealth Management, Wintrust Investments, LLC offers comprehensive brokerage and insurance solutions; The Chicago Trust Company, N.A. specializes in trust and estate planning; Great Lakes Advisors, LLC assists with proprietary asset management; and Wintrust Wealth Services provides financial solutions for private clients. All services are available at each Wintrust Community Bank location. Read More Read Less Press Releases Wintrust Financial Corporation Reports Record Year-to-Date Net Income 07/17/2024 Wintrust Financial Corporation Announces Second Quarter and Year-to-Date 2024 Earnings Release Schedule 06/28/2024 Wintrust Financial Corporation Announces Cash Dividends 04/25/2024 NASDAQWTFC $ 105.02 Change $ -1.24 | -1.17% MarketCap($ M) 6,486.05 Volume 612,840 As of July 19, 2024 4:00 PM ET Minimum 20 minute delay. Created with Highstock 4.2.7Zoom1W1M3M1Y2Y3YYTDFromJul 19, 2023ToJul 19, 2024PriceVolumeNASD:WTFCVolumeNews ReleasesSep '23Nov '23Jan '24Mar '24May '24Jul '247080901001101200250k500k750k1 000k1 250k1 500k1 750kXNAS:WTFC,NASD:WTFC historical stock dataStock DateStock PriceJuly 19, 2024$105.02July 18, 2024$106.26July 17, 2024$111.83July 16, 2024$111.89July 15, 2024$106.52July 12, 2024$104.06July 11, 2024$103.81July 10, 2024$100.16July 09, 2024$98.63July 08, 2024$96.46July 05, 2024$96.43July 03, 2024$98.1July 02, 2024$100.07July 01, 2024$99.47June 28, 2024$98.56June 27, 2024$95.7June 26, 2024$95.4June 25, 2024$96June 24, 2024$96.61June 21, 2024$94June 20, 2024$93.74June 18, 2024$93.55June 17, 2024$93.42June 14, 2024$91.95June 13, 2024$93.27June 12, 2024$94.53June 11, 2024$92.97June 10, 2024$94.04June 07, 2024$95.43June 06, 2024$94.91June 05, 2024$94.92June 04, 2024$94.61June 03, 2024$95.78May 31, 2024$98.61May 30, 2024$97.72May 29, 2024$96.24May 28, 2024$97.43May 24, 2024$97.7May 23, 2024$96.8May 22, 2024$99.19May 21, 2024$100.14May 20, 2024$100.51May 17, 2024$101.95May 16, 2024$102.15May 15, 2024$102.99May 14, 2024$102.92May 13, 2024$101.68May 10, 2024$101.7May 09, 2024$100.73May 08, 2024$100.74May 07, 2024$100.73May 06, 2024$101.02May 03, 2024$100.73May 02, 2024$100.06May 01, 2024$98.12April 30, 2024$96.64April 29, 2024$98.23April 26, 2024$99.01April 25, 2024$99.17April 24, 2024$100.13April 23, 2024$99.88April 22, 2024$99.3April 19, 2024$97.31April 18, 2024$95.3April 17, 2024$94.96April 16, 2024$94.46April 15, 2024$96.26April 12, 2024$97April 11, 2024$97.59April 10, 2024$98.23April 09, 2024$101.49April 08, 2024$101.44April 05, 2024$100.72April 04, 2024$100.04April 03, 2024$100.43April 02, 2024$100.94April 01, 2024$103.07March 28, 2024$104.39March 27, 2024$104.67March 26, 2024$100.92March 25, 2024$100.51March 22, 2024$99.41March 21, 2024$100.06March 20, 2024$99.18March 19, 2024$98.12March 18, 2024$96.54March 15, 2024$97.07March 14, 2024$96.34March 13, 2024$97.52March 12, 2024$97.15March 11, 2024$96.36March 08, 2024$97.64March 07, 2024$97.57March 06, 2024$99.16March 05, 2024$99.92March 04, 2024$96.69March 01, 2024$97.04February 29, 2024$96.35February 28, 2024$96.5February 27, 2024$98.03February 26, 2024$96.46 Contact IR Wintrust Financial Corporation 9700 W. Higgins Road, Suite 800 Rosemont, IL 60018 (847) 939-9000 Investor Relations Contact Mr. David A. Dykstra (847) 939-9000 investor_info@wintrust.com Transfer Agent Wintrust Financial Corporationc/o Equiniti Trust Company, LLC 55 Challenger Road , Floor 2 Ridgefield Park, NJ 07660 Wintrust Shareholder Dedicated Tel. No. (800) 820-2412 General Tel. No. (800) 937-5449 OR (718) 921-8124 Email helpast@equiniti.com View Source2: Wintrust is a financial holding company with assets of approximately $57 billion whose common stock is traded on the NASDAQ Global Select Market. Built on the "HAVE IT ALL" model, Wintrust offers sophisticated technology and resources of a large bank while focusing on providing service-based community banking to each and every customer. Wintrust operates fifteen community bank subsidiaries, with over 170 banking locations located in the greater Chicago and southern Wisconsin market areas. Additionally, Wintrust operates various non-bank business units including business units which provide commercial and life insurance premium financing in the United States, a premium finance company operating in Canada, a company providing short-term accounts receivable financing and value-added out-sourced administrative services to the temporary staffing services industry, a business unit engaging primarily in the origination and purchase of residential mortgages for sale into the secondary market throughout the United States, and companies providing wealth management services and qualified intermediary services for tax-deferred exchanges. View Source3: Wintrust Financial Corp. operates as a bank holding company, which engages in the provision of banking and financial services. It operates through the following segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment provides community-oriented, personal and commercial banking services to customers located in its market area. The Specialty Finance segment offers financing of insurance premiums for businesses and individuals; accounts receivable financing, value-added, out-sourced administrative services; and other specialty finance businesses. The Wealth Management segment offers wealth management services through Wintrust Investments, CTC, Great Lakes Advisors and CDEC; trust and investment services, tax-deferred like-kind exchange services, asset management, securities brokerage services and 401(k) and retirement plan services. The company was founded by Edward Joseph Wehmer on December 30, 1992 and is headquartered in Rosemont, IL. View Source
Wintrust Financial Corporation, a financial holding company headquartered in Rosemont, Illinois, operates over 150 community bank locations across Chicago, northern Illinois, southern Wisconsin, and northwest Indiana through its 15 community bank subsidiaries 45. The company offers a comprehensive range of banking and financial services, including traditional retail and commercial banking, wealth management, insurance premium financing, and specialty finance 67. Wintrust is known for retaining the identities of its acquired community banks, each of which uses the tagline "A Wintrust Community Bank" 8. The company trades on the Nasdaq Global Select Market under the ticker symbol WTFC and has a market capitalization of approximately $6.56 billion 910.
4: Corporate Profile Wintrust Financial Corporation, a financial holding company with a common stock traded on the Nasdaq Global Select Market (Nasdaq: WTFC), has more than 150 Wintrust Community Bank locations in and around Chicago and northern Illinois, southern Wisconsin and northwest Indiana through its 15 community bank subsidiaries: Lake Forest Bank & Trust Company, N.A., Hinsdale Bank & Trust Company, N.A., Wintrust Bank, N.A., Libertyville Bank & Trust Company, N.A., Barrington Bank & Trust Company, N.A., Crystal Lake Bank & Trust Company, N.A., Northbrook Bank & Trust Company, N.A., Schaumburg Bank & Trust Company, N.A., Village Bank & Trust, N.A., Beverly Bank & Trust Company, N.A., Wheaton Bank & Trust Company, N.A., State Bank of The Lakes, N.A., Old Plank Trail Community Bank, N.A., St. Charles Bank & Trust Company, N.A., and Town Bank, N.A. The Company also operates various non-bank subsidiaries. First Insurance Funding Corporation, one of the largest insurance premium finance companies operating in the United States, serves commercial and life insurance loan customers throughout the country. Tricom provides high-yielding, short-term accounts receivable financing and value-added outsourced administrative services—such as data processing of payrolls, billing and cash management services—to temporary staffing service clients located throughout the United States. Wintrust Mortgage, a division of Barrington Bank & Trust Company, N.A., engages primarily in the origination and purchase of residential mortgages for sale into the secondary market through origination offices located throughout the United States. Loans are also originated nationwide through relationships with wholesale and correspondent offices. Wintrust Technology provides information technology support, item capture and statement preparation services to the Wintrust subsidiaries. Through Wintrust Wealth Management, Wintrust Investments, LLC offers comprehensive brokerage and insurance solutions; The Chicago Trust Company, N.A. specializes in trust and estate planning; Great Lakes Advisors, LLC assists with proprietary asset management; and Wintrust Wealth Services provides financial solutions for private clients. All services are available at each Wintrust Community Bank location. Read More Read Less Press Releases Wintrust Financial Corporation Reports Record Year-to-Date Net Income 07/17/2024 Wintrust Financial Corporation Announces Second Quarter and Year-to-Date 2024 Earnings Release Schedule 06/28/2024 Wintrust Financial Corporation Announces Cash Dividends 04/25/2024 NASDAQWTFC $ 105.02 Change $ -1.24 | -1.17% MarketCap($ M) 6,486.05 Volume 612,840 As of July 19, 2024 4:00 PM ET Minimum 20 minute delay. Created with Highstock 4.2.7Zoom1W1M3M1Y2Y3YYTDFromJul 19, 2023ToJul 19, 2024PriceVolumeNASD:WTFCVolumeNews ReleasesSep '23Nov '23Jan '24Mar '24May '24Jul '247080901001101200250k500k750k1 000k1 250k1 500k1 750kXNAS:WTFC,NASD:WTFC historical stock dataStock DateStock PriceJuly 19, 2024$105.02July 18, 2024$106.26July 17, 2024$111.83July 16, 2024$111.89July 15, 2024$106.52July 12, 2024$104.06July 11, 2024$103.81July 10, 2024$100.16July 09, 2024$98.63July 08, 2024$96.46July 05, 2024$96.43July 03, 2024$98.1July 02, 2024$100.07July 01, 2024$99.47June 28, 2024$98.56June 27, 2024$95.7June 26, 2024$95.4June 25, 2024$96June 24, 2024$96.61June 21, 2024$94June 20, 2024$93.74June 18, 2024$93.55June 17, 2024$93.42June 14, 2024$91.95June 13, 2024$93.27June 12, 2024$94.53June 11, 2024$92.97June 10, 2024$94.04June 07, 2024$95.43June 06, 2024$94.91June 05, 2024$94.92June 04, 2024$94.61June 03, 2024$95.78May 31, 2024$98.61May 30, 2024$97.72May 29, 2024$96.24May 28, 2024$97.43May 24, 2024$97.7May 23, 2024$96.8May 22, 2024$99.19May 21, 2024$100.14May 20, 2024$100.51May 17, 2024$101.95May 16, 2024$102.15May 15, 2024$102.99May 14, 2024$102.92May 13, 2024$101.68May 10, 2024$101.7May 09, 2024$100.73May 08, 2024$100.74May 07, 2024$100.73May 06, 2024$101.02May 03, 2024$100.73May 02, 2024$100.06May 01, 2024$98.12April 30, 2024$96.64April 29, 2024$98.23April 26, 2024$99.01April 25, 2024$99.17April 24, 2024$100.13April 23, 2024$99.88April 22, 2024$99.3April 19, 2024$97.31April 18, 2024$95.3April 17, 2024$94.96April 16, 2024$94.46April 15, 2024$96.26April 12, 2024$97April 11, 2024$97.59April 10, 2024$98.23April 09, 2024$101.49April 08, 2024$101.44April 05, 2024$100.72April 04, 2024$100.04April 03, 2024$100.43April 02, 2024$100.94April 01, 2024$103.07March 28, 2024$104.39March 27, 2024$104.67March 26, 2024$100.92March 25, 2024$100.51March 22, 2024$99.41March 21, 2024$100.06March 20, 2024$99.18March 19, 2024$98.12March 18, 2024$96.54March 15, 2024$97.07March 14, 2024$96.34March 13, 2024$97.52March 12, 2024$97.15March 11, 2024$96.36March 08, 2024$97.64March 07, 2024$97.57March 06, 2024$99.16March 05, 2024$99.92March 04, 2024$96.69March 01, 2024$97.04February 29, 2024$96.35February 28, 2024$96.5February 27, 2024$98.03February 26, 2024$96.46 Contact IR Wintrust Financial Corporation 9700 W. Higgins Road, Suite 800 Rosemont, IL 60018 (847) 939-9000 Investor Relations Contact Mr. David A. Dykstra (847) 939-9000 investor_info@wintrust.com Transfer Agent Wintrust Financial Corporationc/o Equiniti Trust Company, LLC 55 Challenger Road , Floor 2 Ridgefield Park, NJ 07660 Wintrust Shareholder Dedicated Tel. No. (800) 820-2412 General Tel. No. (800) 937-5449 OR (718) 921-8124 Email helpast@equiniti.com View Source5: Wintrust is a financial holding company with assets of approximately $57 billion whose common stock is traded on the NASDAQ Global Select Market. Built on the "HAVE IT ALL" model, Wintrust offers sophisticated technology and resources of a large bank while focusing on providing service-based community banking to each and every customer. Wintrust operates fifteen community bank subsidiaries, with over 170 banking locations located in the greater Chicago and southern Wisconsin market areas. Additionally, Wintrust operates various non-bank business units including business units which provide commercial and life insurance premium financing in the United States, a premium finance company operating in Canada, a company providing short-term accounts receivable financing and value-added out-sourced administrative services to the temporary staffing services industry, a business unit engaging primarily in the origination and purchase of residential mortgages for sale into the secondary market throughout the United States, and companies providing wealth management services and qualified intermediary services for tax-deferred exchanges. View Source6: Wintrust Financial Corp. operates as a bank holding company, which engages in the provision of banking and financial services. It operates through the following segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment provides community-oriented, personal and commercial banking services to customers located in its market area. The Specialty Finance segment offers financing of insurance premiums for businesses and individuals; accounts receivable financing, value-added, out-sourced administrative services; and other specialty finance businesses. The Wealth Management segment offers wealth management services through Wintrust Investments, CTC, Great Lakes Advisors and CDEC; trust and investment services, tax-deferred like-kind exchange services, asset management, securities brokerage services and 401(k) and retirement plan services. The company was founded by Edward Joseph Wehmer on December 30, 1992 and is headquartered in Rosemont, IL. View Source7: Wintrust Financial Corporation operates as a financial holding company. It operates in three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate loans; safe deposit facilities; and automatic teller machine (ATM), online and mobile banking, and other services. It also engages in the retail origination and purchase of residential mortgages; and provision of lending, deposits, and treasury management services to condominium, homeowner, and community associations, as well as asset-based lending for middle-market companies. In addition, this segment offers loan and deposit services to mortgage brokerage companies; lending to restaurant franchisees; direct leasing; small business administration loans; commercial mortgages and construction loans; and financial solutions. It provides personal and commercial banking services primarily to individuals, small to mid-sized businesses, local governmental units, and institutional clients. The Specialty Finance segment offers commercial and life insurance premiums financing for businesses and individuals; accounts receivable financing, value-added, and out-sourced administrative services; other specialty finance services; equipment financing through structured loan and lease products; and property and casualty premium financing; as well as data processing of payrolls, billing, and cash management services to temporary staffing industry. The Wealth Management segment provides wealth management services, such as trust and investment, asset management, tax-deferred exchange, securities brokerage, and retirement plan services. Wintrust Financial Corporation was founded in 1991 and is headquartered in Rosemont, Illinois. View Source8: Unlike most major U.S. banks, Wintrust's business strategy is to retain the identities of the community banks it acquires rather than rebranding them. However, each community bank uses the tagline, "A Wintrust Community Bank."[17] Wintrust's 15 chartered bank subsidiaries and their respective community banks are:[18] View Source9: Wintrust is a financial holding company with assets of approximately $57 billion whose common stock is traded on the NASDAQ Global Select Market. Built on the "HAVE IT ALL" model, Wintrust offers sophisticated technology and resources of a large bank while focusing on providing service-based community banking to each and every customer. Wintrust operates fifteen community bank subsidiaries, with over 170 banking locations located in the greater Chicago and southern Wisconsin market areas. Additionally, Wintrust operates various non-bank business units including business units which provide commercial and life insurance premium financing in the United States, a premium finance company operating in Canada, a company providing short-term accounts receivable financing and value-added out-sourced administrative services to the temporary staffing services industry, a business unit engaging primarily in the origination and purchase of residential mortgages for sale into the secondary market throughout the United States, and companies providing wealth management services and qualified intermediary services for tax-deferred exchanges. View Source10: The stock’s market cap achieved a total value of $6.56 billion as of the last trading session. Market capitalization is the total value of all outstanding shares of a corporation and it is used to measure a company’s market value. The price-to-earnings ratio for Wintrust Financial Corp. (NASDAQ:WTFC) is 11.06. The price-to-earnings ratio is a method of assessing corporate values by comparing them to their per-share profit. Forward P/E stands at 10.37. Forward price-to-earnings is calculated using predicted earnings for the next financial year’s P/E determination. The stock has achieved an effective Price-to-Sales Ratio of 1.68 that mirrors the cost to be found for sales by the market. The firm managed a Price-to-Book ratio of 1.28, which equates the market value of a stock with its book value. View Source
NO
Wintrust Financial Corporation is no longer led by its founders, but the founders are still heavily involved. Edward J. Wehmer, the founder, is currently serving as a Senior Advisor 11.
Wintrust Financial Corporation is no longer led by its founders, but the founders are still heavily involved. Edward J. Wehmer, the founder, is currently serving as a Senior Advisor 11.
11: Attention: You are now leaving the Wintrust website. View Source
LOW RISK
Wintrust Financial Corporation is profitable and has demonstrated strong financial performance. The company reported record year-to-date net income 12, and its recent quarterly earnings of $152.4 million further underscore its profitability 13. Additionally, Wintrust has a solid market capitalization of approximately $6.56 billion 14, and its financial strength is affirmed by a 'BBB+' rating with a stable outlook from Fitch Ratings 15. These factors indicate that Wintrust is well-positioned to cover its costs and spending plans, making it a low-risk investment.
Wintrust Financial Corporation is profitable and has demonstrated strong financial performance. The company reported record year-to-date net income 12, and its recent quarterly earnings of $152.4 million further underscore its profitability 13. Additionally, Wintrust has a solid market capitalization of approximately $6.56 billion 14, and its financial strength is affirmed by a 'BBB+' rating with a stable outlook from Fitch Ratings 15. These factors indicate that Wintrust is well-positioned to cover its costs and spending plans, making it a low-risk investment.
12: Wintrust Financial Corporation Reports Record Year-to-Date Net Income View Source13: ROSEMONT, Ill. (AP) — ROSEMONT, Ill. (AP) — Wintrust Financial Corp. (WTFC) on Wednesday reported second-quarter earnings of $152.4 million. View Source14: The stock’s market cap achieved a total value of $6.56 billion as of the last trading session. Market capitalization is the total value of all outstanding shares of a corporation and it is used to measure a company’s market value. The price-to-earnings ratio for Wintrust Financial Corp. (NASDAQ:WTFC) is 11.06. The price-to-earnings ratio is a method of assessing corporate values by comparing them to their per-share profit. Forward P/E stands at 10.37. Forward price-to-earnings is calculated using predicted earnings for the next financial year’s P/E determination. The stock has achieved an effective Price-to-Sales Ratio of 1.68 that mirrors the cost to be found for sales by the market. The firm managed a Price-to-Book ratio of 1.28, which equates the market value of a stock with its book value. View Source15: Fitch Ratings - Chicago - 24 Apr 2023: Fitch Ratings has affirmed the Long-Term (LT) and Short-Term Issuer Default Ratings (IDRs) of Wintrust Financial Corporation (WTFC) at 'BBB+' and 'F2', respectively, and has affirmed ratings on all subsidiaries. The Rating Outlook is Stable and the Government Support Ratings (GSR) have been affirmed at 'ns'. View Source
NO
There is no evidence in the provided facts that Wintrust Financial Corporation is launching any new product offerings.
There is no evidence in the provided facts that Wintrust Financial Corporation is launching any new product offerings.
Wintrust Financial Corporation's expansion strategy for 2024 through 2026 focuses on strategic acquisitions and enhancing its community banking presence. The company plans to complete the acquisition of Macatawa Bank Corporation, which will add 26 full-service branches in West Michigan, marking Wintrust's entry into the Michigan market [fERROR]Wintrust Financial Corporation's expansion strategy for 2024 through 2026 focuses on strategic acquisitions and enhancing its community banking presence. The company plans to complete the acquisition of Macatawa Bank Corporation, which will add 26 full-service branches in West Michigan, marking Wintrust's entry into the Michigan market [fERROR][fERROR]Wintrust Financial Corporation's expansion strategy for 2024 through 2026 focuses on strategic acquisitions and enhancing its community banking presence. The company plans to complete the acquisition of Macatawa Bank Corporation, which will add 26 full-service branches in West Michigan, marking Wintrust's entry into the Michigan market [fERROR][fERROR]. This move aligns with Wintrust's strategy of retaining the identities of acquired banks while expanding its geographical footprint [fERROR]Wintrust Financial Corporation's expansion strategy for 2024 through 2026 focuses on strategic acquisitions and enhancing its community banking presence. The company plans to complete the acquisition of Macatawa Bank Corporation, which will add 26 full-service branches in West Michigan, marking Wintrust's entry into the Michigan market [fERROR][fERROR]. This move aligns with Wintrust's strategy of retaining the identities of acquired banks while expanding its geographical footprint [fERROR]. Additionally, Wintrust continues to explore opportunities for growth within its existing markets in northern Illinois, southern Wisconsin, and northwest Indiana, leveraging its diverse range of financial services, including wealth management, insurance premium financing, and specialty finance [fERROR]Wintrust Financial Corporation's expansion strategy for 2024 through 2026 focuses on strategic acquisitions and enhancing its community banking presence. The company plans to complete the acquisition of Macatawa Bank Corporation, which will add 26 full-service branches in West Michigan, marking Wintrust's entry into the Michigan market [fERROR][fERROR]. This move aligns with Wintrust's strategy of retaining the identities of acquired banks while expanding its geographical footprint [fERROR]. Additionally, Wintrust continues to explore opportunities for growth within its existing markets in northern Illinois, southern Wisconsin, and northwest Indiana, leveraging its diverse range of financial services, including wealth management, insurance premium financing, and specialty finance [fERROR][fERROR]Wintrust Financial Corporation's expansion strategy for 2024 through 2026 focuses on strategic acquisitions and enhancing its community banking presence. The company plans to complete the acquisition of Macatawa Bank Corporation, which will add 26 full-service branches in West Michigan, marking Wintrust's entry into the Michigan market [fERROR][fERROR]. This move aligns with Wintrust's strategy of retaining the identities of acquired banks while expanding its geographical footprint [fERROR]. Additionally, Wintrust continues to explore opportunities for growth within its existing markets in northern Illinois, southern Wisconsin, and northwest Indiana, leveraging its diverse range of financial services, including wealth management, insurance premium financing, and specialty finance [fERROR][fERROR].