NASDAQ Framework: StoneX Group Inc.

Global financial services and market connectivity 1.

StoneX Group Inc. operates as a global financial services network, connecting companies, organizations, traders, and investors to a comprehensive market ecosystem worldwide. The company, founded in 1924 and headquartered in New York, New York, offers a wide range of services through its Commercial, Institutional, Retail, and Global Payments segments. These services include risk management, hedging, equity trading, clearing, execution, and customized payment solutions. StoneX is committed to transparency, regulatory compliance, and providing actionable market insights, making it a trusted partner in the financial industry 2 3 4.

2: StoneX Group Inc. operates as a global financial services network that connects companies, organizations, traders, and investors to market ecosystem worldwide. The company operates through Commercial, Institutional, Retail, and Global Payments segments. The Commercial segment provides risk management and hedging, exchange-traded and OTC products execution and clearing, voice brokerage, market intelligence, physical trading, and commodity financing and logistics services. The Institutional segment offers equity trading services to institutional clients; clearing and execution services in futures exchanges; brokerage foreign exchange services for the financial institutions and professional traders; and OTC products, as well as originates, structures, and places debt instruments in capital markets. This segment also operates as an institutional dealer in fixed income securities to serve asset managers, commercial bank trust and investment departments, broker-dealers, and insurance companies, as well as engages in asset management business. The Retail segment provides trading services and solutions in the global financial markets, including spot foreign exchange, precious metals trading, and contracts for differences; and wealth management services, as well as offers physical gold and other precious metals in various forms and denominations through Stonexbullion.com. The Global Payments segment provides customized payment, technology, and treasury services to banks and commercial businesses, charities, and non-governmental and government organizations; and pricing and payments services. The company was formerly known as INTL FCStone Inc. and changed its name to StoneX Group Inc. in July 2020. StoneX Group Inc. was founded in 1924 and is headquartered in New York, New York. View Source3: Globality With access to 36+ derivatives exchanges, 180+ foreign exchange markets, nearly every global securities marketplace and numerous bi-lateral liquidity venues, StoneX’s digital network and deep relationships can take clients anywhere they want to go. Expertise From our proprietary Market Intelligence platform, to “boots on the ground” expertise from award-winning traders and professionals, we connect our clients directly to actionable insights they can use to make more informed decisions and achieve their goals in the global markets. Transparency As a publicly traded company meeting the highest standards of regulatory compliance in the markets we serve; our financials and record of accomplishment are matters of public record. StoneX’s commitment to “doing the right thing over the easy thing” sets us apart in the industry and helps us build respect, client trust and new partnerships. View Source4: StoneX was founded in 1924 specializing in hedging futures and commodity contracts. A century later, we have grown into a leading publicly traded, Fortune 100 financial institution (NASDAQ: SNEX) serving 54,000+ institutional, commercial, payments and 420,000+ self-directed clients around the world. View Source

NO

There is no information provided that indicates the founders are still leading or heavily involved in StoneX Group Inc. 5 6.

5: StoneX Group Inc. operates as a global financial services network that connects companies, organizations, traders, and investors to market ecosystem worldwide. The company operates through Commercial, Institutional, Retail, and Global Payments segments. The Commercial segment provides risk management and hedging, exchange-traded and OTC products execution and clearing, voice brokerage, market intelligence, physical trading, and commodity financing and logistics services. The Institutional segment offers equity trading services to institutional clients; clearing and execution services in futures exchanges; brokerage foreign exchange services for the financial institutions and professional traders; and OTC products, as well as originates, structures, and places debt instruments in capital markets. This segment also operates as an institutional dealer in fixed income securities to serve asset managers, commercial bank trust and investment departments, broker-dealers, and insurance companies, as well as engages in asset management business. The Retail segment provides trading services and solutions in the global financial markets, including spot foreign exchange, precious metals trading, and contracts for differences; and wealth management services, as well as offers physical gold and other precious metals in various forms and denominations through Stonexbullion.com. The Global Payments segment provides customized payment, technology, and treasury services to banks and commercial businesses, charities, and non-governmental and government organizations; and pricing and payments services. The company was formerly known as INTL FCStone Inc. and changed its name to StoneX Group Inc. in July 2020. StoneX Group Inc. was founded in 1924 and is headquartered in New York, New York. View Source6: StoneX was founded in 1924 specializing in hedging futures and commodity contracts. A century later, we have grown into a leading publicly traded, Fortune 100 financial institution (NASDAQ: SNEX) serving 54,000+ institutional, commercial, payments and 420,000+ self-directed clients around the world. View Source

LOW RISK

StoneX Group Inc. is considered low risk due to its strong financial performance and strategic initiatives. The company has demonstrated impressive returns, with a 213% return over the last five years 7. Additionally, StoneX has successfully issued $550 million of new seven-year secured notes, which were nearly 2.5x oversubscribed, indicating strong investor confidence 8 9. The company has also shown a commitment to long-term capital growth and disciplined capital allocation, further bolstering its financial stability 10.

7: StoneX Group's (NASDAQ:SNEX) investors will be pleased with their impressive 213% return over the last five years View Source8: For the current period, the allocation of corporate costs for our payment segment was $5.2 million. Finally, before passing it back to Sean for a strategy discussion, I wanted to give an update on long term capital following our recent note offerings. As Sean highlighted in the past, long term capital is integral to the success of StoneX as it supports our client activity in our regulated subsidiaries and supports the growth of our franchise. Our fundamental focus is on compounding our internally generated equity, accessing capital markets in a thoughtful manner when appropriate and deploying a centralized disciplined approach to capital allocation in order to drive results for our stockholders. To that end, on March 1st, we issued $550 million of new seven-year secured notes, which allowed us to extend our debt maturity profile and bolster our liquidity. View Source9: For the new issuance, we're very pleased with how the process unfolded, with the issuance being nearly 2.5x oversubscribed and pricing at a much tighter spread to treasuries at 377 basis points as compared to our previous issuance done during the onset of COVID and ultimately an effective interest rate 155 basis points lower than that offering. Overall, this will be leverage neutral for us, while extending our maturity profile by six years. Following this transaction, we have approximately $2.1 million in long-term capital available to support our clients and our growth. Finally, we are pleased to announce that SP [ph] recently revised the rating outlook for StoneX positive from stable, reflecting our focus on long-term capital, retained earnings and diversified franchise. View Source10: For the current period, the allocation of corporate costs for our payment segment was $5.2 million. Finally, before passing it back to Sean for a strategy discussion, I wanted to give an update on long term capital following our recent note offerings. As Sean highlighted in the past, long term capital is integral to the success of StoneX as it supports our client activity in our regulated subsidiaries and supports the growth of our franchise. Our fundamental focus is on compounding our internally generated equity, accessing capital markets in a thoughtful manner when appropriate and deploying a centralized disciplined approach to capital allocation in order to drive results for our stockholders. To that end, on March 1st, we issued $550 million of new seven-year secured notes, which allowed us to extend our debt maturity profile and bolster our liquidity. View Source

NO

There is no information provided that indicates StoneX Group Inc. is launching any new product offerings [f19414-f19368]NO

There is no information provided that indicates StoneX Group Inc. is launching any new product offerings [f19414-f19368].

StoneX Group Inc.'s product roadmap and expansion strategy for 2024 through 2026 focuses on building and enhancing its ecosystem to connect clients to global financial markets more effectively. The company aims to remain a relevant and attractive destination for new clients while maintaining strong relationships with existing ones. This strategy includes investing in talent acquisition, technology, and digital initiatives to expand product capabilities and improve operational leverage and scalability. Additionally, StoneX plans to continue exploring acquisition opportunities, particularly targeting smaller businesses that can thrive within its larger ecosystem, thereby offering new capabilities or products for its franchise 11 12 13.

11: Both of these factors, the lower end consolidation and the withdrawal by larger banks have directly and positively impacted StoneX and have allowed us to post CAGR's close to 30% over the last 20 years. We think there is still a long way to go in the reordering of the market structure and with our broad and unparalleled capability and product set, we are ideally placed to continue to take advantage of this trend. The most significant strategic priority in the context of the market dynamics I've just mentioned is to keep building our ecosystem. We want to be the most relevant firm in the space by having the best ecosystem to connect clients to the global financial markets. This makes us an attractive destination for new clients looking for a single partner to satisfy their trading needs and allows us to also remain relevant to our existing clients. View Source12: I believe StoneX is becoming known as a growing and best-in-class financial services franchise. We continue invest in our ecosystem by acquiring talent, either individuals or teams as well as investing in technology to expand our product and capabilities to better serve our clients. While these investments result in increased costs and expenditures, oftentimes well in advance of the ultimate benefit being achieved, they are essential to achieve the strategic objective. None of these projects in isolation will result in significant change to our current growth trajectory and certain of these initiatives may not be viable in the long run. However, in the aggregate and over time, we believe that these initiatives will bend our growth curve upwards. View Source13: In addition, because many of these are digital in nature, we should see operational leverage and scalability starting to kick in as well as steady improvement in margins. We also continue to look at acquisition opportunities and indeed over the last 15 years have completed close to 30 acquisitions. Some of these have been large and transformational such as the FCStone acquisition in 2009 and the Gain acquisition in 2020. Many however have been smaller below scale operations that needed to be part of the bigger ecosystem given the dramatic change in the operating environment I mentioned post the financial crisis. While these acquisitions were not large, many have thrived and become significant franchises for StoneX. We believe that the market structure is not favorable for these smaller businesses and we will continue to see a wide range of opportunities to acquire businesses that offer new capabilities or products for our franchise. View Source

Sources

1: StoneX Group Inc. operates as a global financial services network that connects companies, organizations, traders, and investors to market ecosystem worldwide. The company operates through Commercial, Institutional, Retail, and Global Payments segments. The Commercial segment provides risk management and hedging, exchange-traded and OTC products execution and clearing, voice brokerage, market intelligence, physical trading, and commodity financing and logistics services. The Institutional segment offers equity trading services to institutional clients; clearing and execution services in futures exchanges; brokerage foreign exchange services for the financial institutions and professional traders; and OTC products, as well as originates, structures, and places debt instruments in capital markets. This segment also operates as an institutional dealer in fixed income securities to serve asset managers, commercial bank trust and investment departments, broker-dealers, and insurance companies, as well as engages in asset management business. The Retail segment provides trading services and solutions in the global financial markets, including spot foreign exchange, precious metals trading, and contracts for differences; and wealth management services, as well as offers physical gold and other precious metals in various forms and denominations through Stonexbullion.com. The Global Payments segment provides customized payment, technology, and treasury services to banks and commercial businesses, charities, and non-governmental and government organizations; and pricing and payments services. The company was formerly known as INTL FCStone Inc. and changed its name to StoneX Group Inc. in July 2020. StoneX Group Inc. was founded in 1924 and is headquartered in New York, New York. View Source2: StoneX Group Inc. operates as a global financial services network that connects companies, organizations, traders, and investors to market ecosystem worldwide. The company operates through Commercial, Institutional, Retail, and Global Payments segments. The Commercial segment provides risk management and hedging, exchange-traded and OTC products execution and clearing, voice brokerage, market intelligence, physical trading, and commodity financing and logistics services. The Institutional segment offers equity trading services to institutional clients; clearing and execution services in futures exchanges; brokerage foreign exchange services for the financial institutions and professional traders; and OTC products, as well as originates, structures, and places debt instruments in capital markets. This segment also operates as an institutional dealer in fixed income securities to serve asset managers, commercial bank trust and investment departments, broker-dealers, and insurance companies, as well as engages in asset management business. The Retail segment provides trading services and solutions in the global financial markets, including spot foreign exchange, precious metals trading, and contracts for differences; and wealth management services, as well as offers physical gold and other precious metals in various forms and denominations through Stonexbullion.com. The Global Payments segment provides customized payment, technology, and treasury services to banks and commercial businesses, charities, and non-governmental and government organizations; and pricing and payments services. The company was formerly known as INTL FCStone Inc. and changed its name to StoneX Group Inc. in July 2020. StoneX Group Inc. was founded in 1924 and is headquartered in New York, New York. View Source3: Globality With access to 36+ derivatives exchanges, 180+ foreign exchange markets, nearly every global securities marketplace and numerous bi-lateral liquidity venues, StoneX’s digital network and deep relationships can take clients anywhere they want to go. Expertise From our proprietary Market Intelligence platform, to “boots on the ground” expertise from award-winning traders and professionals, we connect our clients directly to actionable insights they can use to make more informed decisions and achieve their goals in the global markets. Transparency As a publicly traded company meeting the highest standards of regulatory compliance in the markets we serve; our financials and record of accomplishment are matters of public record. StoneX’s commitment to “doing the right thing over the easy thing” sets us apart in the industry and helps us build respect, client trust and new partnerships. View Source4: StoneX was founded in 1924 specializing in hedging futures and commodity contracts. A century later, we have grown into a leading publicly traded, Fortune 100 financial institution (NASDAQ: SNEX) serving 54,000+ institutional, commercial, payments and 420,000+ self-directed clients around the world. View Source5: StoneX Group Inc. operates as a global financial services network that connects companies, organizations, traders, and investors to market ecosystem worldwide. The company operates through Commercial, Institutional, Retail, and Global Payments segments. The Commercial segment provides risk management and hedging, exchange-traded and OTC products execution and clearing, voice brokerage, market intelligence, physical trading, and commodity financing and logistics services. The Institutional segment offers equity trading services to institutional clients; clearing and execution services in futures exchanges; brokerage foreign exchange services for the financial institutions and professional traders; and OTC products, as well as originates, structures, and places debt instruments in capital markets. This segment also operates as an institutional dealer in fixed income securities to serve asset managers, commercial bank trust and investment departments, broker-dealers, and insurance companies, as well as engages in asset management business. The Retail segment provides trading services and solutions in the global financial markets, including spot foreign exchange, precious metals trading, and contracts for differences; and wealth management services, as well as offers physical gold and other precious metals in various forms and denominations through Stonexbullion.com. The Global Payments segment provides customized payment, technology, and treasury services to banks and commercial businesses, charities, and non-governmental and government organizations; and pricing and payments services. The company was formerly known as INTL FCStone Inc. and changed its name to StoneX Group Inc. in July 2020. StoneX Group Inc. was founded in 1924 and is headquartered in New York, New York. View Source6: StoneX was founded in 1924 specializing in hedging futures and commodity contracts. A century later, we have grown into a leading publicly traded, Fortune 100 financial institution (NASDAQ: SNEX) serving 54,000+ institutional, commercial, payments and 420,000+ self-directed clients around the world. View Source7: StoneX Group's (NASDAQ:SNEX) investors will be pleased with their impressive 213% return over the last five years View Source8: For the current period, the allocation of corporate costs for our payment segment was $5.2 million. Finally, before passing it back to Sean for a strategy discussion, I wanted to give an update on long term capital following our recent note offerings. As Sean highlighted in the past, long term capital is integral to the success of StoneX as it supports our client activity in our regulated subsidiaries and supports the growth of our franchise. Our fundamental focus is on compounding our internally generated equity, accessing capital markets in a thoughtful manner when appropriate and deploying a centralized disciplined approach to capital allocation in order to drive results for our stockholders. To that end, on March 1st, we issued $550 million of new seven-year secured notes, which allowed us to extend our debt maturity profile and bolster our liquidity. View Source9: For the new issuance, we're very pleased with how the process unfolded, with the issuance being nearly 2.5x oversubscribed and pricing at a much tighter spread to treasuries at 377 basis points as compared to our previous issuance done during the onset of COVID and ultimately an effective interest rate 155 basis points lower than that offering. Overall, this will be leverage neutral for us, while extending our maturity profile by six years. Following this transaction, we have approximately $2.1 million in long-term capital available to support our clients and our growth. Finally, we are pleased to announce that SP [ph] recently revised the rating outlook for StoneX positive from stable, reflecting our focus on long-term capital, retained earnings and diversified franchise. View Source10: For the current period, the allocation of corporate costs for our payment segment was $5.2 million. Finally, before passing it back to Sean for a strategy discussion, I wanted to give an update on long term capital following our recent note offerings. As Sean highlighted in the past, long term capital is integral to the success of StoneX as it supports our client activity in our regulated subsidiaries and supports the growth of our franchise. Our fundamental focus is on compounding our internally generated equity, accessing capital markets in a thoughtful manner when appropriate and deploying a centralized disciplined approach to capital allocation in order to drive results for our stockholders. To that end, on March 1st, we issued $550 million of new seven-year secured notes, which allowed us to extend our debt maturity profile and bolster our liquidity. View Source11: Both of these factors, the lower end consolidation and the withdrawal by larger banks have directly and positively impacted StoneX and have allowed us to post CAGR's close to 30% over the last 20 years. We think there is still a long way to go in the reordering of the market structure and with our broad and unparalleled capability and product set, we are ideally placed to continue to take advantage of this trend. The most significant strategic priority in the context of the market dynamics I've just mentioned is to keep building our ecosystem. We want to be the most relevant firm in the space by having the best ecosystem to connect clients to the global financial markets. This makes us an attractive destination for new clients looking for a single partner to satisfy their trading needs and allows us to also remain relevant to our existing clients. View Source12: I believe StoneX is becoming known as a growing and best-in-class financial services franchise. We continue invest in our ecosystem by acquiring talent, either individuals or teams as well as investing in technology to expand our product and capabilities to better serve our clients. While these investments result in increased costs and expenditures, oftentimes well in advance of the ultimate benefit being achieved, they are essential to achieve the strategic objective. None of these projects in isolation will result in significant change to our current growth trajectory and certain of these initiatives may not be viable in the long run. However, in the aggregate and over time, we believe that these initiatives will bend our growth curve upwards. View Source13: In addition, because many of these are digital in nature, we should see operational leverage and scalability starting to kick in as well as steady improvement in margins. We also continue to look at acquisition opportunities and indeed over the last 15 years have completed close to 30 acquisitions. Some of these have been large and transformational such as the FCStone acquisition in 2009 and the Gain acquisition in 2020. Many however have been smaller below scale operations that needed to be part of the bigger ecosystem given the dramatic change in the operating environment I mentioned post the financial crisis. While these acquisitions were not large, many have thrived and become significant franchises for StoneX. We believe that the market structure is not favorable for these smaller businesses and we will continue to see a wide range of opportunities to acquire businesses that offer new capabilities or products for our franchise. View Source