NASDAQ Framework: Ameris Bancorp
Regional bank offering diverse financial services 1.
1: Ameris Bancorp operates as the bank holding company for Ameris Bank that provides range of banking services to retail and commercial customers. It operates through five segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, SBA Division, and Premium Finance Division. The company offers commercial and retail checking, regular interest-bearing savings, money market, individual retirement, and certificates of deposit accounts. It also provides commercial real estate, residential real estate mortgage, agricultural, and commercial and industrial loans; consumer loans, including motor vehicle, home improvement, and home equity loans, as well as loans secured by savings accounts and personal credit lines. In addition, the company originates, administers, and services commercial insurance premium loans, equipment finance loans, and small business administration loans. It operates full service domestic banking offices, and mortgage and loan production offices. The company was founded in 1971 and is headquartered in Atlanta, Georgia. View Source
Ameris Bancorp operates as the bank holding company for Ameris Bank, providing a comprehensive range of banking services to both retail and commercial customers. The company is structured into five segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, SBA Division, and Premium Finance Division. It offers various financial products including commercial and retail checking accounts, savings accounts, money market accounts, individual retirement accounts, and certificates of deposit. Additionally, Ameris Bancorp provides a variety of loan products such as commercial real estate, residential real estate mortgage, agricultural, commercial and industrial loans, as well as consumer loans like motor vehicle, home improvement, and home equity loans. The company also specializes in originating, administering, and servicing commercial insurance premium loans, equipment finance loans, and small business administration loans. Founded in 1971 and headquartered in Atlanta, Georgia, Ameris Bancorp operates full-service domestic banking offices along with mortgage and loan production offices 2.
2: Ameris Bancorp operates as the bank holding company for Ameris Bank that provides range of banking services to retail and commercial customers. It operates through five segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, SBA Division, and Premium Finance Division. The company offers commercial and retail checking, regular interest-bearing savings, money market, individual retirement, and certificates of deposit accounts. It also provides commercial real estate, residential real estate mortgage, agricultural, and commercial and industrial loans; consumer loans, including motor vehicle, home improvement, and home equity loans, as well as loans secured by savings accounts and personal credit lines. In addition, the company originates, administers, and services commercial insurance premium loans, equipment finance loans, and small business administration loans. It operates full service domestic banking offices, and mortgage and loan production offices. The company was founded in 1971 and is headquartered in Atlanta, Georgia. View Source
UNKNOWN
The provided facts do not specify whether Ameris Bancorp is still led by its founders or if the founders are heavily involved in the company's current operations. The information available only mentions the company's founding year (1971) and its headquarters location (Atlanta, Georgia) 3.
The provided facts do not specify whether Ameris Bancorp is still led by its founders or if the founders are heavily involved in the company's current operations. The information available only mentions the company's founding year (1971) and its headquarters location (Atlanta, Georgia) 3.
3: Ameris Bancorp operates as the bank holding company for Ameris Bank that provides range of banking services to retail and commercial customers. It operates through five segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, SBA Division, and Premium Finance Division. The company offers commercial and retail checking, regular interest-bearing savings, money market, individual retirement, and certificates of deposit accounts. It also provides commercial real estate, residential real estate mortgage, agricultural, and commercial and industrial loans; consumer loans, including motor vehicle, home improvement, and home equity loans, as well as loans secured by savings accounts and personal credit lines. In addition, the company originates, administers, and services commercial insurance premium loans, equipment finance loans, and small business administration loans. It operates full service domestic banking offices, and mortgage and loan production offices. The company was founded in 1971 and is headquartered in Atlanta, Georgia. View Source
LOW RISK
Ameris Bancorp appears to be in a stable financial situation. The company has a medium rating for financial strength, safety, and management, indicating a balanced and manageable risk profile 4. Additionally, the company's profitability and valuation ratios, such as a price-to-earnings ratio of 14.46 and a forward P/E of 12.17, suggest that it is generating profits and is expected to continue doing so 5. Furthermore, the stock has shown a significant gain of 57% over the past year, reflecting investor confidence and a positive financial trajectory 6.
Ameris Bancorp appears to be in a stable financial situation. The company has a medium rating for financial strength, safety, and management, indicating a balanced and manageable risk profile 4. Additionally, the company's profitability and valuation ratios, such as a price-to-earnings ratio of 14.46 and a forward P/E of 12.17, suggest that it is generating profits and is expected to continue doing so 5. Furthermore, the stock has shown a significant gain of 57% over the past year, reflecting investor confidence and a positive financial trajectory 6.
4: Raising target price to $62.00 AMERIS BANCORP has an Investment Rating of HOLD; a target price of $62.000000; an Industry Subrating of Low; a Management Subrating of Medium; a Safety Subrating of Medium; a Financial Strength Subrating of Medium; a Growth Subrating of Medium; and a Value Subrating of Low. Rating Price Target Argus• 7 days ago What does Argus have to say about ABCB? AMERIS BANCORP has an Investment Rating of HOLD; a target price of $53.000000; an Industry Subrating of Low; a Management Subrating of Medium; a Safety Subrating of Medium; a Financial Strength Subrating of Medium; a Growth Subrating of Medium; and a Value Subrating of Low. Rating Price Target Argus• 14 days ago Raising target price to $53.00 AMERIS BANCORP has an Investment Rating of HOLD; a target price of $53.000000; an Industry Subrating of Low; a Management Subrating of Medium; a Safety Subrating of Medium; a Financial Strength Subrating of Medium; a Growth Subrating of Medium; and a Value Subrating of Low. Rating Price Target Argus• 21 days ago What does Argus have to say about ABCB? AMERIS BANCORP has an Investment Rating of HOLD; a target price of $50.000000; an Industry Subrating of Low; a Management Subrating of Medium; a Safety Subrating of Medium; a Financial Strength Subrating of Medium; a Growth Subrating of Medium; and a Value Subrating of Low. Rating Price Target Argus• 28 days ago View Source5: The stock’s market cap achieved a total value of $4.10 billion as of the last trading session. Market capitalization is the total value of all outstanding shares of a corporation and it is used to measure a company’s market value. The price-to-earnings ratio for Ameris Bancorp (NASDAQ:ABCB) is 14.46. The price-to-earnings ratio is a method of assessing corporate values by comparing them to their per-share profit. Forward P/E stands at 12.17. Forward price-to-earnings is calculated using predicted earnings for the next financial year’s P/E determination. The stock has achieved an effective Price-to-Sales Ratio of 2.76 that mirrors the cost to be found for sales by the market. The firm managed a Price-to-Book ratio of 1.18, which equates the market value of a stock with its book value. View Source6: Investing in Ameris Bancorp (NASDAQ:ABCB) a year ago would have delivered you a 57% gain View Source
NO
The provided facts do not indicate that Ameris Bancorp is launching any new product offerings. The information available focuses on the company's existing services and financial performance 7.
The provided facts do not indicate that Ameris Bancorp is launching any new product offerings. The information available focuses on the company's existing services and financial performance 7.
7: Ameris Bancorp operates as the bank holding company for Ameris Bank that provides range of banking services to retail and commercial customers. It operates through five segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, SBA Division, and Premium Finance Division. The company offers commercial and retail checking, regular interest-bearing savings, money market, individual retirement, and certificates of deposit accounts. It also provides commercial real estate, residential real estate mortgage, agricultural, and commercial and industrial loans; consumer loans, including motor vehicle, home improvement, and home equity loans, as well as loans secured by savings accounts and personal credit lines. In addition, the company originates, administers, and services commercial insurance premium loans, equipment finance loans, and small business administration loans. It operates full service domestic banking offices, and mortgage and loan production offices. The company was founded in 1971 and is headquartered in Atlanta, Georgia. View Source
Ameris Bancorp's product roadmap and expansion strategy for 2024 through 2026 are not explicitly detailed in the provided facts. However, the company's ongoing initiatives and recent activities suggest a focus on enhancing its financial services and expanding its market presence. Ameris Bancorp operates through multiple segments, including Banking, Retail Mortgage, Warehouse Lending, SBA, and Premium Finance Divisions, offering a wide range of financial products and services 8. The company has also shown a commitment to community support, as evidenced by its record donation of $2.23 million to rural Georgia hospitals 9. Additionally, Ameris Bancorp is actively involved in recognizing and rewarding its employees, as seen with the naming of top Hispanic mortgage originators and volunteer of the year winners 1011. These actions indicate a strategy aimed at strengthening community ties, enhancing employee engagement, and expanding service offerings to support sustained growth and profitability.
8: Ameris Bancorp operates as the bank holding company for Ameris Bank that provides range of banking services to retail and commercial customers. It operates through five segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, SBA Division, and Premium Finance Division. The company offers commercial and retail checking, regular interest-bearing savings, money market, individual retirement, and certificates of deposit accounts. It also provides commercial real estate, residential real estate mortgage, agricultural, and commercial and industrial loans; consumer loans, including motor vehicle, home improvement, and home equity loans, as well as loans secured by savings accounts and personal credit lines. In addition, the company originates, administers, and services commercial insurance premium loans, equipment finance loans, and small business administration loans. It operates full service domestic banking offices, and mortgage and loan production offices. The company was founded in 1971 and is headquartered in Atlanta, Georgia. View Source9: Ameris Bank Donates Record $2.23 million to Support 40 Rural Georgia Hospitals View Source10: Three Ameris Bankers Named Among Top Hispanic Mortgage Originators View Source11: Ameris Bank Names Volunteer of the Year Winners View Source