NASDAQ Framework: Marqeta Inc.
Modern card issuing and payment processing 1.
1: Marqeta, Inc. is engaged in providing modern card issuing and payment processing solutions. The Company provides a single, global, cloud-based, open application programming interface (API) platform for modern card issuing and transaction processing. It works with companies in a range of different configurations, such as Managed By Marqeta and Powered By Marqeta. With Managed By Marqeta, the Company provides an issuing bank partner to act as the bank identification number;... View Source
Marqeta, Inc., headquartered in Oakland, California and founded in 2010, provides a cloud-based open application programming interface (API) platform that delivers modern card issuing and transaction processing services 234. The company's platform allows clients to offer digital, physical, and tokenized payment options without the need for a traditional bank 56. Marqeta's solutions are utilized across various verticals, including financial services, on-demand services, expense management, and e-commerce enablement, as well as buy now, pay later 7. The company generates revenue primarily through processing and ATM fees for cards issued on its platform 89.
2: Marqeta Earnings: Volume Growth and Good Expense Management Help Offset the Impact of New Contracts Headquartered in Oakland, California, and founded in 2010, Marqeta provides its clients with a card-issuing platform that offers the infrastructure and tools necessary to offer digital, physical, and tokenized payment options without the need for a traditional bank. The company’s open APIs are designed to allow third parties like DoorDash, Klarna, and Block to rapidly develop and deploy innovative card-based products and payment services without the need to develop the underlying technology. The company generates revenue primarily through processing and ATM fees for cards issued on its platform. Rating Price Target Morningstar• 2 months ago Marqeta Earnings: Volume Growth and Good Expense Management Help Offset the Impact of New Contracts Headquartered in Oakland, California, and founded in 2010, Marqeta provides its clients with a card-issuing platform that offers the infrastructure and tools necessary to offer digital, physical, and tokenized payment options without the need for a traditional bank. The company’s open APIs are designed to allow third parties like DoorDash, Klarna, and Block to rapidly develop and deploy innovative card-based products and payment services without the need to develop the underlying technology. The company generates revenue primarily through processing and ATM fees for cards issued on its platform. Rating Price Target Morningstar• 2 months ago Marqeta Earnings: Volume Growth and Good Expense Management Help Offset the Impact of New Contracts Headquartered in Oakland, California, and founded in 2010, Marqeta provides its clients with a card-issuing platform that offers the infrastructure and tools necessary to offer digital, physical, and tokenized payment options without the need for a traditional bank. The company’s open APIs are designed to allow third parties like DoorDash, Klarna, and Block to rapidly develop and deploy innovative card-based products and payment services without the need to develop the underlying technology. The company generates revenue primarily through processing and ATM fees for cards issued on its platform. Rating Price Target Morningstar• 2 months ago Marqeta Offers Impressive Growth, but Its Reliance on Block Is a Serious Concern Headquartered in Oakland, California, and founded in 2010, Marqeta provides its clients with a card-issuing platform that offers the infrastructure and tools necessary to offer digital, physical, and tokenized payment options without the need for a traditional bank. The company’s open APIs are designed to allow third parties like DoorDash, Klarna, and Block to rapidly develop and deploy innovative card-based products and payment services without the need to develop the underlying technology. The company generates revenue primarily through processing and ATM fees for cards issued on its platform. Rating Price Target Morningstar• 3 months ago View Source3: Marqeta, Inc. is engaged in providing modern card issuing and payment processing solutions. The Company provides a single, global, cloud-based, open application programming interface (API) platform for modern card issuing and transaction processing. It works with companies in a range of different configurations, such as Managed By Marqeta and Powered By Marqeta. With Managed By Marqeta, the Company provides an issuing bank partner to act as the bank identification number;... View Source4: Marqeta, Inc. operates a cloud-based open application programming interface platform that delivers card issuing and transaction processing services. It offers its solutions in various verticals, including financial services, on-demand services, expense management, and e-commerce enablement, as well as buy now, pay later. Marqeta, Inc. was incorporated in 2010 and is headquartered in Oakland, California. View Source5: Marqeta Earnings: Volume Growth and Good Expense Management Help Offset the Impact of New Contracts Headquartered in Oakland, California, and founded in 2010, Marqeta provides its clients with a card-issuing platform that offers the infrastructure and tools necessary to offer digital, physical, and tokenized payment options without the need for a traditional bank. The company’s open APIs are designed to allow third parties like DoorDash, Klarna, and Block to rapidly develop and deploy innovative card-based products and payment services without the need to develop the underlying technology. The company generates revenue primarily through processing and ATM fees for cards issued on its platform. Rating Price Target Morningstar• 2 months ago Marqeta Earnings: Volume Growth and Good Expense Management Help Offset the Impact of New Contracts Headquartered in Oakland, California, and founded in 2010, Marqeta provides its clients with a card-issuing platform that offers the infrastructure and tools necessary to offer digital, physical, and tokenized payment options without the need for a traditional bank. The company’s open APIs are designed to allow third parties like DoorDash, Klarna, and Block to rapidly develop and deploy innovative card-based products and payment services without the need to develop the underlying technology. The company generates revenue primarily through processing and ATM fees for cards issued on its platform. Rating Price Target Morningstar• 2 months ago Marqeta Earnings: Volume Growth and Good Expense Management Help Offset the Impact of New Contracts Headquartered in Oakland, California, and founded in 2010, Marqeta provides its clients with a card-issuing platform that offers the infrastructure and tools necessary to offer digital, physical, and tokenized payment options without the need for a traditional bank. The company’s open APIs are designed to allow third parties like DoorDash, Klarna, and Block to rapidly develop and deploy innovative card-based products and payment services without the need to develop the underlying technology. The company generates revenue primarily through processing and ATM fees for cards issued on its platform. Rating Price Target Morningstar• 2 months ago Marqeta Offers Impressive Growth, but Its Reliance on Block Is a Serious Concern Headquartered in Oakland, California, and founded in 2010, Marqeta provides its clients with a card-issuing platform that offers the infrastructure and tools necessary to offer digital, physical, and tokenized payment options without the need for a traditional bank. The company’s open APIs are designed to allow third parties like DoorDash, Klarna, and Block to rapidly develop and deploy innovative card-based products and payment services without the need to develop the underlying technology. The company generates revenue primarily through processing and ATM fees for cards issued on its platform. Rating Price Target Morningstar• 3 months ago View Source6: Headquartered in Oakland, California, and founded in 2010, Marqeta provides its clients with a card-issuing platform that offers the infrastructure and tools necessary to offer digital, physical, and tokenized payment options without the need for a traditional bank. The company’s open APIs are designed to allow third parties like DoorDash, Klarna, and Block to rapidly develop and deploy innovative card-based products and payment services without the need to develop the underlying technology. The company generates revenue primarily through processing and ATM fees for cards issued on its platform. View Source7: Marqeta, Inc. operates a cloud-based open application programming interface platform that delivers card issuing and transaction processing services. It offers its solutions in various verticals, including financial services, on-demand services, expense management, and e-commerce enablement, as well as buy now, pay later. Marqeta, Inc. was incorporated in 2010 and is headquartered in Oakland, California. View Source8: Marqeta Earnings: Volume Growth and Good Expense Management Help Offset the Impact of New Contracts Headquartered in Oakland, California, and founded in 2010, Marqeta provides its clients with a card-issuing platform that offers the infrastructure and tools necessary to offer digital, physical, and tokenized payment options without the need for a traditional bank. The company’s open APIs are designed to allow third parties like DoorDash, Klarna, and Block to rapidly develop and deploy innovative card-based products and payment services without the need to develop the underlying technology. The company generates revenue primarily through processing and ATM fees for cards issued on its platform. Rating Price Target Morningstar• 2 months ago Marqeta Earnings: Volume Growth and Good Expense Management Help Offset the Impact of New Contracts Headquartered in Oakland, California, and founded in 2010, Marqeta provides its clients with a card-issuing platform that offers the infrastructure and tools necessary to offer digital, physical, and tokenized payment options without the need for a traditional bank. The company’s open APIs are designed to allow third parties like DoorDash, Klarna, and Block to rapidly develop and deploy innovative card-based products and payment services without the need to develop the underlying technology. The company generates revenue primarily through processing and ATM fees for cards issued on its platform. Rating Price Target Morningstar• 2 months ago Marqeta Earnings: Volume Growth and Good Expense Management Help Offset the Impact of New Contracts Headquartered in Oakland, California, and founded in 2010, Marqeta provides its clients with a card-issuing platform that offers the infrastructure and tools necessary to offer digital, physical, and tokenized payment options without the need for a traditional bank. The company’s open APIs are designed to allow third parties like DoorDash, Klarna, and Block to rapidly develop and deploy innovative card-based products and payment services without the need to develop the underlying technology. The company generates revenue primarily through processing and ATM fees for cards issued on its platform. Rating Price Target Morningstar• 2 months ago Marqeta Offers Impressive Growth, but Its Reliance on Block Is a Serious Concern Headquartered in Oakland, California, and founded in 2010, Marqeta provides its clients with a card-issuing platform that offers the infrastructure and tools necessary to offer digital, physical, and tokenized payment options without the need for a traditional bank. The company’s open APIs are designed to allow third parties like DoorDash, Klarna, and Block to rapidly develop and deploy innovative card-based products and payment services without the need to develop the underlying technology. The company generates revenue primarily through processing and ATM fees for cards issued on its platform. Rating Price Target Morningstar• 3 months ago View Source9: Headquartered in Oakland, California, and founded in 2010, Marqeta provides its clients with a card-issuing platform that offers the infrastructure and tools necessary to offer digital, physical, and tokenized payment options without the need for a traditional bank. The company’s open APIs are designed to allow third parties like DoorDash, Klarna, and Block to rapidly develop and deploy innovative card-based products and payment services without the need to develop the underlying technology. The company generates revenue primarily through processing and ATM fees for cards issued on its platform. View Source
UNKNOWN
The provided facts do not contain information about whether Marqeta Inc. is still led by its founders or if the founders are heavily involved.
The provided facts do not contain information about whether Marqeta Inc. is still led by its founders or if the founders are heavily involved.
MEDIUM RISK
Marqeta Inc. has shown impressive growth in revenue and volume, leading to improving margins. However, the company remains unprofitable and has a highly concentrated customer base, with Block responsible for the majority of its net revenue, creating significant risk 1011. The company's operating cost structure is mostly fixed, which means higher processing volumes could lead to better margins and a potential path to profitability as volume grows 12. Nonetheless, the reliance on a single major customer and the current unprofitability position Marqeta at a medium risk level.
Marqeta Inc. has shown impressive growth in revenue and volume, leading to improving margins. However, the company remains unprofitable and has a highly concentrated customer base, with Block responsible for the majority of its net revenue, creating significant risk 1011. The company's operating cost structure is mostly fixed, which means higher processing volumes could lead to better margins and a potential path to profitability as volume grows 12. Nonetheless, the reliance on a single major customer and the current unprofitability position Marqeta at a medium risk level.
10: Marqeta has recently enjoyed rapid revenue and volume growth that has led to improving margins, though the company is still unprofitable. Marqeta’s operating cost structure is mostly fixed, so higher processing volume on debit and credit cards issued on its platform naturally leads to better margins for the firm, creating a road map for profitability as volume grows. The Marqeta card-issuing platform provides its customers with the infrastructure and application programming interfaces, or APIs, needed to build and rapidly deploy innovative card payment systems without preexisting payment expertise. The unique capabilities and flexibility of Marqeta’s platform has allowed it to find success with fintech and technology companies, with buy now pay later firms and Block being the most notable. Marqeta continues to benefit from the high organic growth its customer base provides, and the transition to digital payments as digital card issuance and tokenization are among its strengths. View Source11: Marqeta has a highly concentrated customer base with Block responsible for the majority of its net revenue, creating severe risk for the company. View Source12: Marqeta has recently enjoyed rapid revenue and volume growth that has led to improving margins, though the company is still unprofitable. Marqeta’s operating cost structure is mostly fixed, so higher processing volume on debit and credit cards issued on its platform naturally leads to better margins for the firm, creating a road map for profitability as volume grows. The Marqeta card-issuing platform provides its customers with the infrastructure and application programming interfaces, or APIs, needed to build and rapidly deploy innovative card payment systems without preexisting payment expertise. The unique capabilities and flexibility of Marqeta’s platform has allowed it to find success with fintech and technology companies, with buy now pay later firms and Block being the most notable. Marqeta continues to benefit from the high organic growth its customer base provides, and the transition to digital payments as digital card issuance and tokenization are among its strengths. View Source
YES
Marqeta Inc. is launching new product offerings, as indicated by their partnership with Swiss4 to provide real-time and personalized digital payment services 13.
Marqeta Inc. is launching new product offerings, as indicated by their partnership with Swiss4 to provide real-time and personalized digital payment services 13.
13: Marqeta (NASDAQ: MQ), the global modern card issuing platform that enables embedded finance solutions for the world’s innovators, today announced a new customer, Swiss4, providing real-time and personalised digital payment services for their customers. View Source
Marqeta Inc.'s product roadmap and expansion strategy for 2024 through to 2026 focus on leveraging its cloud-based open API platform to drive innovation in card issuing and payment processing. The company aims to enhance its offerings across various verticals, including financial services, on-demand services, expense management, and e-commerce enablement, as well as buy now, pay later solutions 14. Marqeta plans to capitalize on the growing demand for digital-payment and embedded-finance technology, particularly among Gen Z and Millennials in the U.S. 15. Additionally, the company is expanding its global footprint, as evidenced by its new office in Poland and its partnership with Swiss4 to deliver premium financial services 1617. Marqeta is also set to host its inaugural Future of Money Day event to showcase how payments innovation is transforming small businesses 18.
14: Marqeta, Inc. operates a cloud-based open application programming interface platform that delivers card issuing and transaction processing services. It offers its solutions in various verticals, including financial services, on-demand services, expense management, and e-commerce enablement, as well as buy now, pay later. Marqeta, Inc. was incorporated in 2010 and is headquartered in Oakland, California. View Source15: Demand for digital-payment and embedded-finance technology is growing in the United States, especially among Gen Z and Millennials, says a report from payments platform Marqeta Inc. View Source16: Marqeta Expands European Footprint with Opening of New Office in Poland View Source17: Marqeta (NASDAQ: MQ), the global modern card issuing platform that enables embedded finance solutions for the world’s innovators, today announced a new customer, Swiss4, providing real-time and personalised digital payment services for their customers. View Source18: New Marqeta Research: Americans Are Happy To Swap Physical Wallets for Mobile Phones, Contactless Payment Use Trails Key Global Markets Business Wire Jul 23, 2024 12:00pm Marqeta to Host Inaugural Future of Money Day Event on August 15, 2024, Showcasing How Payments Innovation is Transforming Small Businesses Business Wire Jul 18, 2024 12:00pm Marqeta to Announce Second Quarter 2024 Results on August 7, 2024 Business Wire Jun 28, 2024 11:00am Marqeta Announces May 2024 Investor Conference Presentations Business Wire May 15, 2024 12:00pm Marqeta Reports First Quarter 2024 Financial Results Business Wire May 7, 2024 8:03pm Marqeta Announces Global Expansion of Uber Eats Partnership into Eight Markets Business Wire May 1, 2024 12:00pm Marqeta's stock is now a buy as it sits in an 'enviable' spot, BofA says MarketWatch Feb 12, 2024 9:44pm Marqeta's stock leaps as payments company posts upbeat earnings MarketWatch Nov 7, 2023 10:31pm View Source