NASDAQ Framework: Heartland Financial USA Inc.

Regional bank offering diverse financial services 1.
1: Heartland Financial USA, Inc., a bank holding company, provides commercial, small business, and consumer banking services to individuals and businesses in the United States. The company accepts various deposit products, including checking, demand deposit accounts, NOW accounts, savings, money market, and individual retirement; certificates of deposit; and other time deposits. It offers loans, including commercial and industrial, commercial real estate, agricultural, small business, and real estate mortgage loans; consumer loans comprising motor vehicle, home improvement, home equity line of credit, and fixed rate home equity and personal lines of credit; and credit cards for commercial, business, and personal use. In addition, the company provides business and personal online banking, and mobile banking; bill payment, remote deposit capture, and treasury management services; debit cards; automated teller machines; and automated clearing house services, wire transfers, insured cash sweeps, zero balance accounts, lockbox, image cash letter, remote deposit capture, commercial cards for travel and entertainment purchasing, merchant services to receive credit card payments, investment sweep accounts, reconciliation services, online invoice processing, foreign exchange and positive pay fraud prevention services for checks and automated clearing house services payments. Further, it offers wealth management, trust services, brokerage services, and fixed rate annuity products; and investment services, including mutual funds, individual retirement products, and education savings products. Heartland Financial USA, Inc. was founded in 1981 and is headquartered in Denver, Colorado. View Source
Heartland Financial USA, Inc., founded in 1981 and headquartered in Denver, Colorado, is a bank holding company that provides a wide range of commercial, small business, and consumer banking services to individuals and businesses across the United States. The company offers various deposit products such as checking, savings, money market accounts, and certificates of deposit. It also provides a broad spectrum of loan products including commercial, industrial, real estate, and consumer loans. Additionally, Heartland Financial offers online and mobile banking, bill payment, treasury management services, and wealth management solutions. The company is also involved in brokerage services and provides investment products like mutual funds and individual retirement accounts 2.
2: Heartland Financial USA, Inc., a bank holding company, provides commercial, small business, and consumer banking services to individuals and businesses in the United States. The company accepts various deposit products, including checking, demand deposit accounts, NOW accounts, savings, money market, and individual retirement; certificates of deposit; and other time deposits. It offers loans, including commercial and industrial, commercial real estate, agricultural, small business, and real estate mortgage loans; consumer loans comprising motor vehicle, home improvement, home equity line of credit, and fixed rate home equity and personal lines of credit; and credit cards for commercial, business, and personal use. In addition, the company provides business and personal online banking, and mobile banking; bill payment, remote deposit capture, and treasury management services; debit cards; automated teller machines; and automated clearing house services, wire transfers, insured cash sweeps, zero balance accounts, lockbox, image cash letter, remote deposit capture, commercial cards for travel and entertainment purchasing, merchant services to receive credit card payments, investment sweep accounts, reconciliation services, online invoice processing, foreign exchange and positive pay fraud prevention services for checks and automated clearing house services payments. Further, it offers wealth management, trust services, brokerage services, and fixed rate annuity products; and investment services, including mutual funds, individual retirement products, and education savings products. Heartland Financial USA, Inc. was founded in 1981 and is headquartered in Denver, Colorado. View Source
UNKNOWN

The provided facts do not contain any information about whether the founders of Heartland Financial USA Inc. are still leading the company or are heavily involved in its operations.
LOW RISK

Heartland Financial USA Inc. (HTLF) has shown strong financial performance, surpassing analyst earnings estimates in Q1 2024 3. Additionally, the company continues to pay dividends, indicating a stable financial position 4. The recent acquisition by UMB Financial for $2 billion further suggests confidence in HTLF's financial health and future prospects 5.
3: Heartland Financial USA Inc (HTLF) Surpasses Analyst Earnings Estimates in Q1 2024 View Source4: Heartland Financial USA (NASDAQ:HTLF) Is Paying Out A Dividend Of $0.30 View Source5: UMB Financial (UMBF) to Buy Heartland Financial in $2B Deal View Source
NO

The provided facts do not contain any information about Heartland Financial USA Inc. launching any new product offerings.
Heartland Financial USA Inc. (HTLF) has embarked on a significant expansion strategy for 2024 through 2026, highlighted by its acquisition by UMB Financial Corporation in a $2 billion all-stock transaction, which is the largest in UMB's history 67. This acquisition will increase UMB's total assets by more than 40% and expand its geographic footprint, indicating a strategic move to enhance market presence and operational scale 89. Additionally, HTLF has divested six Montana branch locations to Glacier Bancorp, Inc., suggesting a focus on optimizing its branch network and asset allocation 10. These strategic moves reflect HTLF's commitment to growth and operational efficiency in the coming years.
6: UMB Announces Conference Call to Discuss Second Quarter 2024 Results KANSAS CITY, Mo., July 10, 2024--UMB Financial Corporation (Nasdaq: UMBF), a financial services company, will release earnings results for the second quarter 2024 after market hours on Tuesday, July 30, 2024. The company plans to host an investor conference call to discuss these results on Wednesday, July 31, at 8:30 a.m. (CT) / 9:30 a.m. (ET). Business Wire • 14 days ago UMB Financial Corporation Announces Pricing of an Underwritten Offering of 2,800,000 Shares of Common Stock KANSAS CITY, Mo., April 29, 2024--UMB Financial Corporation (NASDAQ:UMBF) ("UMB") announced today that it priced an underwritten public offering of 2,800,000 shares of its common stock at a price of $75.00 per share (before underwriting discounts and commissions), for approximate net proceeds of $201.6 million (before offering expenses, assuming the underwriters do not exercise their option to purchase additional shares and upon, and assuming, full physical settlement of the forward sale agreeme Business Wire • 2 months ago UMB Announces Agreement to Acquire Heartland Financial KANSAS CITY, Mo. & DENVER, April 29, 2024--UMB Financial Corporation (Nasdaq: UMBF) and Heartland Financial, USA Inc. (Nasdaq: HTLF) announced today that they have entered into a definitive merger agreement under which UMB Financial Corporation (UMB) will acquire Heartland Financial USA, Inc. (HTLF), in an all-stock transaction valued at approximately $2.0 billion. Business Wire • 2 months ago UMB Financial Corporation Reports First Quarter 2024 Net Income of $110.3 Million and Net Operating Income(i) of $120.7 Million. KANSAS CITY, Mo., April 29, 2024--UMB Financial Corporation (Nasdaq: UMBF), a financial services company, announced net income for the first quarter of 2024 of $110.3 million, or $2.25 per diluted share, compared to $70.9 million, or $1.45 per diluted share, in the fourth quarter of 2023 (linked quarter) and $92.4 million, or $1.90 per diluted share, in the first quarter of 2023. The results for the first quarter of 2024 and the fourth quarter of 2023 include pre-tax expense of $13.0 million and Business Wire • 2 months ago UMB Announces Conference Call to Discuss First Quarter 2024 Results KANSAS CITY, Mo., April 17, 2024--UMB Financial Corporation (Nasdaq: UMBF), a financial services company, will release earnings results for the first quarter 2024 after market hours on Tuesday, April 30, 2024. The company plans to host an investor conference call to discuss these results on Wednesday, May 1, at 8:30 a.m. (CT) / 9:30 a.m. (ET). Business Wire • 3 months ago UMB Financial Corp Reports Fourth Quarter Net Income of $70.9 Million, or $1.45 Per Diluted Share & Net Operating Income of $112.0 Million, or $2.29 Per Diluted Share. Full-Year 2023 Earnings of $350.0 Million; Net Operating Income of $397.1 Million. KANSAS CITY, Mo., January 30, 2024--UMB Financial Corporation (Nasdaq: UMBF), a financial services company, announced net income for the fourth quarter of 2023 of $70.9 million, or $1.45 per diluted share, compared to $96.6 million, or $1.98 per diluted share, in the third quarter of 2023 (linked quarter) and $100.2 million, or $2.06 per diluted share, in the fourth quarter of 2022. The results for the fourth quarter of 2023 include a pre-tax expense of $52.8 million for the industry-wide FDIC s Business Wire • 5 months ago UMB Announces Conference Call to Discuss Fourth Quarter and Full-Year 2023 Results KANSAS CITY, Mo., January 04, 2024--UMB Financial Corporation (Nasdaq: UMBF), a financial services company, will release earnings results for the fourth quarter 2023 after market hours on Tuesday, January 30, 2024. The company plans to host an investor conference call to discuss these results on Wednesday, January 31, at 8:30 a.m. (CT) / 9:30 a.m. (ET). Business Wire • 6 months ago UMB Fund Services Assists StepStone Private Wealth with Flagship Fund Transition to Daily Admittance, Launch of New Infrastructure Fund MILWAUKEE, November 30, 2023--UMB Fund Services, Inc. (UMBFS), a subsidiary of UMB Financial Corporation (NASDAQ: UMBF), announced today its service expansion for StepStone Group Private Wealth LLC, part of StepStone Group Inc. (NASDAQ: STEP), one of the largest asset managers focused exclusively on private markets. Business Wire • 7 months ago UMB Financial Corporation Reports Third Quarter Net Income of $96.6 Million KANSAS CITY, Mo., October 24, 2023--UMB Financial Corporation (Nasdaq: UMBF), a financial services company, announced net income for the third quarter of 2023 of $96.6 million, or $1.98 per diluted share, compared to $90.1 million, or $1.85 per diluted share, in the second quarter of 2023 (linked quarter) and $88.0 million, or $1.81 per diluted share, in the third quarter of 2022. Business Wire • 8 months ago UMB Announces Conference Call to Discuss Third Quarter 2023 Results KANSAS CITY, Mo., October 04, 2023--UMB Financial Corporation will release earnings results for the third quarter 2023 after market hours on Tuesday, October 24, 2023. Business Wire • 9 months ago UMB Launches Second Turnkey Registered Funds Solutions Platform as More Funds Choose Shared Services MILWAUKEE, August 07, 2023--UMB Fund Services, Inc. (UMBFS), a subsidiary of UMB Financial Corporation (NASDAQ: UMBF), announced today the launch of its second turnkey Registered Fund Solutions (RFS) platform service for starting and operating unlisted closed-end funds. Redwood Real Estate Income Fund (ticker: CREMX) launched as the first fund on the new platform. Business Wire • 11 months ago View Source7: UMB Financial (UMBF) to Buy Heartland Financial in $2B Deal View Source8: UMB Announces Conference Call to Discuss Second Quarter 2024 Results KANSAS CITY, Mo., July 10, 2024--UMB Financial Corporation (Nasdaq: UMBF), a financial services company, will release earnings results for the second quarter 2024 after market hours on Tuesday, July 30, 2024. The company plans to host an investor conference call to discuss these results on Wednesday, July 31, at 8:30 a.m. (CT) / 9:30 a.m. (ET). Business Wire • 14 days ago UMB Financial Corporation Announces Pricing of an Underwritten Offering of 2,800,000 Shares of Common Stock KANSAS CITY, Mo., April 29, 2024--UMB Financial Corporation (NASDAQ:UMBF) ("UMB") announced today that it priced an underwritten public offering of 2,800,000 shares of its common stock at a price of $75.00 per share (before underwriting discounts and commissions), for approximate net proceeds of $201.6 million (before offering expenses, assuming the underwriters do not exercise their option to purchase additional shares and upon, and assuming, full physical settlement of the forward sale agreeme Business Wire • 2 months ago UMB Announces Agreement to Acquire Heartland Financial KANSAS CITY, Mo. & DENVER, April 29, 2024--UMB Financial Corporation (Nasdaq: UMBF) and Heartland Financial, USA Inc. (Nasdaq: HTLF) announced today that they have entered into a definitive merger agreement under which UMB Financial Corporation (UMB) will acquire Heartland Financial USA, Inc. (HTLF), in an all-stock transaction valued at approximately $2.0 billion. Business Wire • 2 months ago UMB Financial Corporation Reports First Quarter 2024 Net Income of $110.3 Million and Net Operating Income(i) of $120.7 Million. KANSAS CITY, Mo., April 29, 2024--UMB Financial Corporation (Nasdaq: UMBF), a financial services company, announced net income for the first quarter of 2024 of $110.3 million, or $2.25 per diluted share, compared to $70.9 million, or $1.45 per diluted share, in the fourth quarter of 2023 (linked quarter) and $92.4 million, or $1.90 per diluted share, in the first quarter of 2023. The results for the first quarter of 2024 and the fourth quarter of 2023 include pre-tax expense of $13.0 million and Business Wire • 2 months ago UMB Announces Conference Call to Discuss First Quarter 2024 Results KANSAS CITY, Mo., April 17, 2024--UMB Financial Corporation (Nasdaq: UMBF), a financial services company, will release earnings results for the first quarter 2024 after market hours on Tuesday, April 30, 2024. The company plans to host an investor conference call to discuss these results on Wednesday, May 1, at 8:30 a.m. (CT) / 9:30 a.m. (ET). Business Wire • 3 months ago UMB Financial Corp Reports Fourth Quarter Net Income of $70.9 Million, or $1.45 Per Diluted Share & Net Operating Income of $112.0 Million, or $2.29 Per Diluted Share. Full-Year 2023 Earnings of $350.0 Million; Net Operating Income of $397.1 Million. KANSAS CITY, Mo., January 30, 2024--UMB Financial Corporation (Nasdaq: UMBF), a financial services company, announced net income for the fourth quarter of 2023 of $70.9 million, or $1.45 per diluted share, compared to $96.6 million, or $1.98 per diluted share, in the third quarter of 2023 (linked quarter) and $100.2 million, or $2.06 per diluted share, in the fourth quarter of 2022. The results for the fourth quarter of 2023 include a pre-tax expense of $52.8 million for the industry-wide FDIC s Business Wire • 5 months ago UMB Announces Conference Call to Discuss Fourth Quarter and Full-Year 2023 Results KANSAS CITY, Mo., January 04, 2024--UMB Financial Corporation (Nasdaq: UMBF), a financial services company, will release earnings results for the fourth quarter 2023 after market hours on Tuesday, January 30, 2024. The company plans to host an investor conference call to discuss these results on Wednesday, January 31, at 8:30 a.m. (CT) / 9:30 a.m. (ET). Business Wire • 6 months ago UMB Fund Services Assists StepStone Private Wealth with Flagship Fund Transition to Daily Admittance, Launch of New Infrastructure Fund MILWAUKEE, November 30, 2023--UMB Fund Services, Inc. (UMBFS), a subsidiary of UMB Financial Corporation (NASDAQ: UMBF), announced today its service expansion for StepStone Group Private Wealth LLC, part of StepStone Group Inc. (NASDAQ: STEP), one of the largest asset managers focused exclusively on private markets. Business Wire • 7 months ago UMB Financial Corporation Reports Third Quarter Net Income of $96.6 Million KANSAS CITY, Mo., October 24, 2023--UMB Financial Corporation (Nasdaq: UMBF), a financial services company, announced net income for the third quarter of 2023 of $96.6 million, or $1.98 per diluted share, compared to $90.1 million, or $1.85 per diluted share, in the second quarter of 2023 (linked quarter) and $88.0 million, or $1.81 per diluted share, in the third quarter of 2022. Business Wire • 8 months ago UMB Announces Conference Call to Discuss Third Quarter 2023 Results KANSAS CITY, Mo., October 04, 2023--UMB Financial Corporation will release earnings results for the third quarter 2023 after market hours on Tuesday, October 24, 2023. Business Wire • 9 months ago UMB Launches Second Turnkey Registered Funds Solutions Platform as More Funds Choose Shared Services MILWAUKEE, August 07, 2023--UMB Fund Services, Inc. (UMBFS), a subsidiary of UMB Financial Corporation (NASDAQ: UMBF), announced today the launch of its second turnkey Registered Fund Solutions (RFS) platform service for starting and operating unlisted closed-end funds. Redwood Real Estate Income Fund (ticker: CREMX) launched as the first fund on the new platform. Business Wire • 11 months ago View Source9: UMB Financial (UMBF) to Buy Heartland Financial in $2B Deal View Source10: KALISPELL, Mont., July 22, 2024 (GLOBE NEWSWIRE) -- Glacier Bancorp, Inc. (NYSE: GBCI) announced that on July 19, 2024, its wholly owned subsidiary, Glacier Bank, completed its acquisition of six Montana branch locations of HTLF Bank (the “Branches”), a wholly owned subsidiary of Heartland Financial USA, Inc. (NASDAQ: HTLF), including the deposits, loans, owned real estate and fixed and other assets associated with the Branches. View Source